About NJN Insurance
You're Not Just a Number.
NJN Insurance is an independent life insurance agency. We compare term, whole life, final expense and IUL from several insurance companies and walk you through each one, by phone, email or video call.
Our story
Why I started NJN
I started NJN in 2026 because I wanted to do life insurance differently.
I've worked in call centers selling life insurance and other products, and it always felt like it was only about closing the deal. Close the deal, move on to the next prospect. Most of the time, when an agent cold calls you, they already know which policy they want to fit you into.
Not at NJN. NJN was created so we never put our clients in a box or treat them like a number. Our job is to find life insurance that truly benefits you, your family and your legacy.
Nick BrownFounder, NJN Insurance
How we do it differently
- We show you every option you qualify for
- We give you the highlights of each one, plus what to watch out for
- We give you a professional recommendation based on what the coverage is for
- You make the final decision. We guide, you choose.
Life insurance done quickly, correctly, and only if it benefits you and your family.
You're Not Just a Number.Coverage
What we help with
Four kinds of life insurance, each built for a different job.
Term life
Coverage for 10 to 30 years, built for the mortgage and young-kids years.
Learn more →
Whole life
Lasts your whole life. The price is locked in and cash value grows on a guaranteed schedule.
Learn more →
Final expense
A smaller whole life policy for the funeral and final bills. Usually ages 50 to 85.
Learn more →
IUL
Lifetime coverage with cash value linked to a market index. More flexible, fewer guarantees.
Learn more →We also help with universal life and accidental death coverage.
How we work
What to expect from us
What you can expect
- Questions about your health, budget and goals first
- Prices from several companies, side by side
- Waiting periods and price changes explained up front
- Time to think it over
- The same agent before and after you buy
What we won't do
- Pressure you to decide on the first call
- Ask for a password or a code sent to your phone
- Tell you to cancel a policy before a new one is approved
- Sell you a plan that isn't right for you
Who you'll talk to
Your review is with Nick Brown, a licensed insurance agent and the founder of NJN Insurance.
You'll work with the same person from your first question through your application and after your policy is in place.
Check our license
Anyone selling life insurance has to be licensed in your state. Nick's Arizona license number is 19720244. You can look it up with the Arizona Department of Insurance and Financial Institutions.
We encourage you to check any agent you talk to.
Talk to us directly
A free 15-minute review by phone or video. We'll answer your questions and compare plans from several companies. No obligation.
Contact
Thu 8 AM to 8 PM
Fri 7 AM to 1 PM
Sat 10 AM to 2 PM
Gilbert, AZ 85234
Coverage, prices and eligibility vary by age, health, plan and insurance company; not all applicants qualify. Some plans have a waiting period before the full benefit is paid. Coverage is offered only in states where we are licensed. Not affiliated with or endorsed by Medicare or any government agency. This is a solicitation for insurance; a licensed agent may contact you.